Dear Clients, 

I'm writing to inform you of potential changes affecting HSA and FSA plan coverage for 2025. I've recently had several clients whose HSA cards were declined when they tried to use them here.

One client was told that her HSA wouldn't cover massages at my business because we're categorized as a health and beauty spa. This same categorization might also affect FSA eligibility.

Because of this, I strongly advise you to confirm coverage with your insurance provider before trying to use your HSA or FSA cards for my services.

I understand this may be inconvenient, and I sincerely apologize for any disruption it causes. I hope that HSA/FSA coverage will be reinstated in the future.